If you feel that you do not need a full private medical insurance, NHS PLUS provides cover for private in-patient treatment if the NHS waiting list for your treatment is 6 months or more.

If you do have treatment within the NHS we will pay for the privacy of an amenity room if one is available.

The policy also offers many other valuable benefits including dental cover, prescription charges and disablement benefits.

Dental Care provides cover against the cost of both emergency and non-emergency dental treatment, irrespective of whether this is undertaken privately or under the NHS.

Premiums have been kept at easily affordable levels by restricting cover so that we do not pay for routine treatments such as check-ups or replacement fillings.

We provide generous limits for many other types of dental treatment, including root treatment, new fillings, extractions and dentures.