'Carpe Holdie Prepare Cras'

'Seize The Day But Prepare For Tomorrow'

Universal Provident is an underwriting agency representing several insurers including Lloyd’s Syndicates. We specialise in the provision of health related insurance, including private medical insurance, income and mortgage repayment protection, life, critical illness and care insurance, international travel and dental cash plans.

Flexibility of underwriting options and innovation are at the very heart of our thinking:

• on our private medical insurance products, acceptance by means of a two year moratorium, full medical underwriting and, in some cases, continued personal medical exclusions and medical history disregarded, are all available,
• our NHS PLUS opens the door to a new tranche of clients who previously may not have considered private medical insurance as a viable option,
• our Income Care and Mortgage Care products are all available in enhanced (“Plus”) versions that provide the added security of a Living Care benefit.

With these and the many other options we provide, you are firmly in control of your own healthcare.

Universal Provident is part of the Berkeley Morgan Group, a group of companies specialising in the provision of financial services for both corporate and individual clients.

Other companies within the Berkeley Morgan Group are:

Rapidinsure.co.uk Limited – www.rapidinsure.co.uk

Berkeley Morgan Limited – www.berkeleymorgan.co.uk

Berkeley Morgan Group Limited is a wholly owned subsidiary of the Personal Group of Companies