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LivingCare
It could never happen to me it can happen to anyone even you!
Disability . Crippling illness . Horrific accidents
They all happen to someone else at least that's what we'd like to think. Prepare for the worst with LivingCare insurance from Universal Provident.
Although an increasing number of people survive serious accidents and tragic conditions such as cancer, strokes and heart attacks, these often lead to long term disability which can prevent you from performing routine daily tasks that you had always taken for granted. You would therefore have a real need for a regular income to help finance the cost of care - LivingCare is designed to cover that need.
LivingCare provides a simple and affordable solution to an obvious need. It is an obvious and vital complement to private medical insurance. Whilst private medical insurance provides cover against the cost of treating or alleviating short-term acute illness, LivingCare may one day provide the money you will need to provide care for the rest of your life. The real question is: can you afford not to take out a LivingCare policy?
Freedom to choose how you are cared for...
LivingCare provides a regular income payment of up to £35,000 per year should the need arise. All payments are tax-free under current legislation. Payments are made directly to you, leaving you free to use the money in any way you choose:
| perhaps you would like to pay for care at a nursing home, or | |
| you may wish to have a carer visit your home, or | |
| maybe your partner, parents or children would prefer to give up work to look after you |
With the benefit provided by LivingCare all of these become real options. In addition we will also assist in providing any special equipment or alterations to your home, should they be required. Payment of benefit will continue for as long as your disability continues, possibly for the rest of your life. To protect you against the effect of inflation, once the payment of benefits starts the amount of benefit will be increased each year in accordance with the Retail Price Index (to a maximum of 5% per annum).
| To view a summary of the cover provided please click here |
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| To view the full policy document please click here |
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| To obtain a quote call 0844 8730 902 |